6. Household finances

6.1. What was your total expenditure including savings (life insurance premiums, etc.) and loan repayments this September?

(In the event that you paid 0 yen, enter 0.)

Living and other expenses	Savings	Loan repayment(s)
__ __ __ thousand yen (Excluding savings and loan repayments)	__ __ __ thousand yen (Including life insurance premiums, etc.)

Table 6.1 Expenditure breakdown

for my entire household	__ __ __ thousand yen
for me	__ __ __ thousand yen
for my husband	__ __ __ thousand yen
for my child/children	__ __ __ thousand yen
for others	__ __ __ thousand yen

Table 6.2 Saving breakdown

for my entire household	__ __ __ thousand yen
for me	__ __ __ thousand yen
for my husband	__ __ __ thousand yen
for my child/children	__ __ __ thousand yen
for others	__ __ __ thousand yen

6.2. Do you try to save a fixed amount from your household income?

1. Try to save on a regular basis

2. Not planned, but save what is left

3. Not much left to save

4. Not interested in saving

6.3. Do you think that you and your husband are strict or loose with money?

	Strict	Somewhat strict	Just right	Somewhat loose	Loose
(1) You	1	2	3	4	5
(2) Your husband	1	2	3	4	5

6.4. Please write down your household expenditure in September this year.

[This includes not only cash purchases, but also purchases by credit card or using other forms of credit.]

(If there was no expenditure on an item listed below, put “0” as the answer.)

Food (including eating-out/school lunch)	__ __ __ thousand yen
House rent, land rent, and home repairs (excluding housing loans)	__ __ __ thousand yen
Utilities (electricity, gas, water, sewerage)	__ __ __ thousand yen
Furniture and household goods (e.g., bed linen)	__ __ __ thousand yen
Clothing, shoes	__ __ __ thousand yen
Healthcare (including health drinks and foods)	__ __ __ thousand yen
Transportation (purchase or loan repayment of a vehicle, fuel or commuter pass expenses, etc.)	__ __ __ thousand yen
Communication (postal, telephone, internet fees, etc.)	__ __ __ thousand yen
Education (school fees, private tutoring fees, textbooks, reference books, etc.)	__ __ __ thousand yen
Culture and entertainment	__ __ __ thousand yen
Social expenses	__ __ __ thousand yen
Pocket money for you, your husband, your child(ren)	__ __ __ thousand yen
Allowance or pocket money for your parent(s) and/or your husband’s parent(s)	__ __ __ thousand yen
Other expenses	__ __ __ thousand yen
Total living expenses	__ __ __ __ thousand yen

6.5. What was the total annual income of your household in the past calendar year (January 2020 – December 2020 ), including income from assets, social insurance benefits, and money from your parent(s) and your husband’s parents?

(Please enter the amount broken down into the 5 categories below. If there was no income for any of the items, circle the answer “0 None”.)

	My husband’s annual income	My annual income	Total of my husband’s and my annual incomes	Annual income earned by other household member(s)
Earnings from employment	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply		__ __ __ __ ten thousand yen 0. not apply
Business income	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply		__ __ __ __ ten thousand yen 0. not apply
Income from assets	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply
Social security benefits	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply
Other income	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply
Total	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply	__ __ __ __ ten thousand yen 0. not apply —-> (Go to Q6.5.1)

[If you filled in values in the question of Annual income earned by other household member(s), please answer the additional question below.]

6.5.1. Who is/are the member(s) of your household?

Pleas select all that apply.

1. My husband’s father

2. My husband’s mother

3. My father

4. My mother

5. My husband’s grandparent(s)

6. My grandparent(s)

7. My husband’s and/or your sibling(s)

8. My child(ren)

9. Other (Please specify: _______________)

6.6. What was the total amount of tax (income, resident, and other taxes) and social insurance payments (health, public pension, employment, and other insurance premiums) that you, your husband, and other household member(s) paid in the past year (January 2020 – December 2020 )?

(If any of these taxes or charges were not paid, circle “0 Not paid”.)

Taxes and social insurance payment made by my husband	Taxes and social insurance payment made by me	Taxes and social insurance payment made by other household member(s)
Total last year __ __ __ ten thousand yen 0. not apply	Total last year __ __ __ ten thousand yen 0. not apply	Total last year __ __ __ ten thousand yen 0. not apply

6.7. This question refers to expected earnings for the current year (January to December 2021). What do you expect to be the total amount for each person? Please write the amount of income including tax, and approximate amounts are fine. Please also enter approximate amounts for taxes (income tax, residents’ tax, etc.) and social insurance premiums (health insurance premiums, public pension insurance premiums, employment insurance premiums, etc.).

(If you do not expect the person in question to pay any taxes or receive any income, please write “0”).

This year	Your husband	You	Other household member(s)
Income (including tax) (Total amount of employment and business income, property income, social security benefits, support and other benefits, etc.)	__ __ __ ten thousand yen 0. Not applicable	__ __ __ ten thousand yen 0. Not applicable	__ __ __ ten thousand yen 0. Not applicable
Taxes and social insurance	__ __ __ ten thousand yen 0. Not applicable	__ __ __ ten thousand yen 0. Not applicable	__ __ __ ten thousand yen 0. Not applicable

6.8. Health insurance

6.8.1. What kind of health insurance do you have?

(Circle one from 1 to 6. If any of answers 1 to 4 apply, please state whether you yourself are the insurer or any other family member is the insurer.)

type	insurer
Company health insurance	1. Me 2. Family
National health insurance	1. Me 2. Family
Seaman’s insurance	1. Me 2. Family
4. Mutual Aid Association’s long-term benefit	1. Me 2. Family
Medical aid
No health insurance

6.8.2. What is your insurance status?

1. Primary insured

2. Secondary insured

3. Tertiary insured

4. Not insured

6.9. If you are or your husband is a company employee or self-employed, how much was your take-home pay and his take-home pay (Go total pay after taxes and social insurance deductions) in September of this year?

(Exclude bonus and temporary allowances.)

(1) My husband’s take-home pay in September —-> __ __ __ ten thousand yen

0. None

(2) My take-home pay in September —-> __ __ __ ten thousand yen

0. None

6.10. How did take-home income change during the national state of emergency in April or May (whichever month your income was lower, if no difference, May), compared to September? (Take-home income is gross income minus taxes, social insurance contributions, and other withholdings and excludes bonuses and special and temporary pay.)

(If you answered 1 or 2, please provide the amount of the difference.)

(1)Your spouse

1. More than the take-home income in September by _ _ _ thousand yen

2. Less than the take-home income in September by _ _ _ thousand yen

3. No change

4. No income

(2)You

1. More than your take-home income in September by _ _ _ thousand yen

2. Less than your take-home income in September by _ _ _ thousand yen

3. No change

4. No income

6.11. What household expenses do your parent(s) and your husband’s parent(s) pay for

Pleas select all that apply.

1. Housing loan repayments

2. House rent or land rent

3. Living expenses

4. Expenses for child(ren) (cost of education, clothing, etc.es and other)

5. Other (Please specify: _______________ )

6. None —-> (Go to Q6.11.3)

6.11.1. How much is the amount paid a month do your own parents pay per month?

__ __ __ ten thousand a month

6.11.2. Which household expenses do is paid by your husband’s parent(s) pay for, even in partly for your household among the following items?

Pleas select all that apply.

1. Housing loan repayment

2. House rent or land rent

3. Living expenses

4. Expenses for child(ren) (cost of education, clothes and other)

5. Other [Specify

6. None —-> (Go to Relationship with your parents and your husband’s parents)

6.11.3. How much do your husband’s parents pay per month?

__ __ __ ten thousand a month